A planning tool designed to protect the financial future of your selected beneficiaries after you die or are otherwise unable to provide for them due to unexpected illness or disability. With adequate coverage, your loved ones who depend on you will have enough to cover outstanding debts you leave behind, maintain their current way of living or pay for your burial or funeral expenses.

To safeguard you and your property, such as home, car, and other valuables from fire, theft, flood, storm, accident and so on. The sum payable is confined to the amount of loss suffered, regardless of the policy amount.

It is an Islamic way of protection planning that becomes a choice other than life insurance. The Hibah concept in the takaful product structure makes it suitable for Muslims to provide a sum of money as a gift to their loved ones. It avoids the complication of estate distribution issues after a Muslim passed away. 

With us, you can choose a wide range of funds to match your risk appetite and investment goals. All funds are managed by professional fund managers who are positioned to identify investment opportunities for you. 

If you don't have a will, your loved ones as your administrator need to apply a letter of administration(LA) which could take a few years to execute and higher cost needed to unfreeze your assets.... Understand all the legal procedures involved and get free consultation from AVA Planners!

Spending a lifetime growing your wealth and now start to reap the fruits. However, how are you going to manage your wealth better? Set up a Trust! Once a Trust is set up, your intention will be preserving the capital (the tree), at the same time, your beneficiaries still can enjoy the fruits. Comparing to Will, Trust is more likely for long term.

Do you know that housing loan interest/ charges can be reduced a lot with proper loan planning? This occurs when the sum of money is borrowed from a financial institution or bank to purchase a house and it can be adjustable or fixed interest rate and payment terms.

Do not get bankrupt just because of this plastic card! A credit card is convenient to use yet its usage need to be managed properly. Do you know there is a credit card that can provide you RM100,000 life insurance for free? Find out more with us what else can it do!